Find Your New Home

Kelly Loya
Broker
Kelly Loya
Broker
Direct:
Office:
Windermere Realty Trust
My Journey - From Research Scientist to Real Estate Professional

I was born in the sunny city of San Diego, California.  At the age of ten, my family relocated to Anchorage, Alaska, which became my home for several formative years.  The dramatic change in environment shaped my adaptability and appreciation for the outdoors from an early age.

My academic journey brought me to Seattle, Washington, where I attended the University of Washington.  After moving to Seattle for college, I never looked back and made the city my home for the next 37 years.  During this time, I built my career as a Research Scientist at UW, leading a laboratory dedicated to studying kidney disease, particularly as it relates to diabetes.  Raising a family in Seattle and working at the university gave me a deep sense of purpose and fulfillment.

In 2015, my husband and I made the move to Walla Walla, Washington, envisioning it as our forever retirement home.  But life, as it often does, had other plans.  The desire to be closer to our family led us to Central Oregon, where we now reside.  I absolutely love living here – Central Oregon offers countless outdoor activities and breathtaking mountain views, but most importantly, it allows me to be near our son and grandson, which brings immense joy to my life.

Second Career: Real Estate

After retiring from my position at the University of Washington, I felt motivated to pursue a new passion – Real Estate. This career choice feels like a natural fit for me; my father was a contractor who built custom homes in Anchorage, and my mother worked in Real Estate and as an escrow officer.  Real estate truly runs in my blood, and I am passionate about helping people realize their dreams of home ownership.

Whether you are seeking to buy your first home, move into a new space, downsize, or invest in property, I am dedicated to making your transaction as smooth and “painless” as possible for you and your family.  My goal is to provide guidance, support, and expertise every step of the way.

Why I Love Central Oregon

Central Oregon has captured my heart – not only for its outdoor recreation opportunities and natural beauty, but also for the strong sense of community and family connections it fosters.  Being able to hike, bike, and enjoy the grandeur of the mountains, all while spending time with my loved ones, is truly rewarding.

My Commitment to You

With a background rooted in science and a family legacy in real estate, I bring dedication, integrity, and a personal touch to every client interaction.  I look forward to helping you achieve your real estate goals and making your transition as seamless as possible.

Sample Mortgage Rates

For 12/25/2025

30 Year Fixed
6.375%
15 Year Fixed
5.625%
7/6 ARM
6.625%

For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.

Mortgage calculator estimates are provided by Windermere Real Estate and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.